Pick any of the ways to save money using jars to reach your savings goals. A simple glass jar can help you save a significant amount of money over the course of a year. The Savings Jar serves as a motivator to stick to a budget. It’s a simple way to save money for a vacation or home improvement project.
Make a Savings Jar To Prepare for the Ways To Save Money Using Jars
Any clear glass jar will suffice. Rinse out a jam jar, spaghetti sauce jar or any other food condiment jar and set it up as your Savings jar for your savings goal.
It’s critical to keep the jar transparent since seeing the money grow motivates you to keep going.

Setting Cash into a jar addresses two issues.
A. A Savings Jar is a motivational cue. It’s encouraging to be able to see what you are saving.
B. Cash can be inconvenient, so it’s less likely to be spent. Many of us prefer using a card over cash.
1. Save Money by Saving Five Dollar Bills
This strategy entails placing a $5 bill in the jar each time you receive one as change. Barclays Bank recommends this method in order to save money quickly.

$5 bills on their own are spent quickly on small purchases that we usually don’t need. However, each $5 bill you save easily adds up to a substantial amount. In today’s economy, putting $5 or $10 aside is barely missed.
Instead of spending the $5 bill, save it by placing it into the $5 bill Savings Jar. If you don’t receive $5 or $10 bills on a regular basis, get cash back when using a card to pay with. Ask the cashier to give you your change in $5 or $10 bills.
Use a $5 dollar bill or a $10 dollar Bill Tracker with the Savings Jar. Hang the Savings Tracker up on the refrigerator or somewhere visible. Fill in a circle each time you add a $5 or $10 dollar bill into the Savings Jar.
- When thirty-one $5 dollar bills are added into the Saving Jar, you will have a total of $155 saved.
2. Save Money by Saving Ten Dollar Bills
The $5 bill Savings Plan can be modified to be a $10 bill Savings Jar Plan. The principle operates the same as the $5 bill plan, except $10 bills are used instead. Equifax.com emphasizes the fact that saving as little as ten dollars at a time “decreases the stress of living paycheck to paycheck.”.”
- When thirty-one $10 Dollar Bills are added to the Savings Jar, you will have $310 saved.
The $5 dollar and $10 dollar bill trackers serve as a motivator to keep adding to the Savings Jar.
3. Save Money by Saving Change in a Jar
Saving your change in the Savings Jar is a tried and true strategy that yields results. Saving change is one of the best ways to save money using jars.
This is a great way to save as a family. Each family member contributes to the Savings Jar to reach the family savings goal.
Family members will receive enjoyment out of a goal that they have contributed to. Kids will have a sense of accomplishment as they enjoy their fruits of a goal they helped to turn into a reality.
The Traditional Change Savings Jar Plan is also a tool that children can use to learn about money.

Change is physical. Because it’s physical, it’s an easier way for children to understand the concept of money as a whole. One of the ways to save money using jars is to physically save change to teach a good savings habit.
Use the Traditional Change Savings Jar Plan to teach children math skills as they practice counting coin change.
Each child chooses a jar, and decides what he/she is savings for. As the child earns money through chores, they can put the money in the jar.
Dump the Savings Jar out every week and count the money with the child to help him/her see where they are at towards achieving their savings goal.
4.Divide Your Paychecks To Meet Your Savings Goal
Are you trying to save for a trip or a new TV Screen or Trip?
The Paycheck Savings Jar Plan is one of the ways to save money using jars that works best if you have a specific financial goal determined.
How to use the Paycheck Plan:
- Determine the amount you need to purchase your item.
- Decide the date you want to purchase your item by.
- Count the number of checks you have between now and that date.
- Divide the amount you need by the number of checks.
This will tell you how much you need to save out of each check to purchase your item by the date you need it.
The Paycheck Savings Jar Plan also works for couples. Cash a specific amount of money from each paycheck and add it to your Savings Jar.

5. Use a Printable Jar Tracker To Save $500 a Month
Use a Printable Jar Tracker to help with determining how much to save from each check. If you need to save $100 from a paycheck, fill in that total on the Printable Jar Tracker along with the cash placed into the Savings Jar. Printable Jar Trackers are just as effective as physical jars for one of the ways to save money using jars.
If you need to save $1000, simply use two copies of the Savings Trackers. Color in the matching circle for the cash you have put into the Savings Jar.
- When every circle is filled in, you will have saved $500 dollars.
6. Reach Your Savings Goal by Placing a Picture With Your Saved Cash in a Jar
The Inspiration Savings Jar Plan works by putting a picture of the object or goal, you want to achieve. This Savings Jar Plan can also be used as a Family Savings Plan. Couples and family members can contribute money to the Savings Jar to reach a family goal.

The inspiration photo depends on your goals. Pictures of Goals can vary with a photo of a vacation spot or a new phone.
Attach a small photo to the lid of the Savings Jar, or place the photo near the Savings Jar. Make sure to display the photo so that you see it every day.
The photo serves as a constant reminder of why you are saving money. Each person puts money into the Savings Jar each time they are inspired to do so. While there are different ways to save money using jars to achieve your dream, putting a visual in will help you stay motivated to save.
This Printable Savings Tracker can help you stay motivated to continue to put cash into the Inspiration Plan Savings Jar. Printable jar trackers are one of the convenient ways to save money by using jars without the clumsiness of using a real jar.
Use the Printable Jar Trackers to track the amount of cash put into the Inspiration Plan Savings Jar. If you need to save $3000, simply use two Budget Trackers.
- As you put money into the Savings Jar, color the circle of the appropriate amount.
- When every circle is filled in, you will have saved $1500 dollars.

7. Use a Printable Jar Tracker To Save $100 in Thirty Days
The Weekly $25 Dollar Savings Plan is a popular Savings Jar Plan method. For many people, it’s easier to put a small specific amount of money into the savings jar each week. This way of saving money using jars is best for medium-sized budgets.
Saving $25 a week is easy to develop as a habit because consistent practice equals consistent results.
Consistent results mean consistent Money Jar Savings cash.
This Printable Savings Tracker can help you stay motivated as you continue to put cash into the $25 a Week Savings Jar.
When you add money into the savings jar, color in the circle with the appropriate amount. When every circle is filled in, you will have saved $100 dollars. This way of saving money by using jar printables is a great way to build a consistent savings habit.
- In a year’s time, you will have saved $1,300 using the Weekly $25 Savings Jar Plan.
CONCLUSION
Once you have saved for a specific goal using a single savings jar, expand upon this idea. Try other ways to save money using jars by adding another savings jar to save money for a different budget goal. Money should not be a source of stress but a tool. I have used both the physical and printable Savings Jar methods to save money.

Check out these tips for saving and budgeting